Monstra is provided as a software platform for educational review, simulation-oriented analysis, and user-directed portfolio experimentation. Monstra is not presented as a broker-dealer, investment adviser, fiduciary, or manager of your assets.

Bot signals, allocations, rankings, and portfolio outputs are algorithmic outputs generated from system-defined rules and available data. They are not personalized recommendations and do not account for your financial circumstances, investment objectives, tax position, or risk tolerance.

You are responsible for reviewing information presented in Monstra and for making your own decisions. You should not treat any signal, sync preview, or model output as a guarantee, instruction, or promise of results.

If you connect a supported brokerage account, any sync or rebalance flow is user initiated. You review the preview, decide whether to proceed, and initiate the action yourself. Monstra does not make personalized financial decisions on your behalf.

Brokerage connectivity is paper-only unless Monstra expressly enables another mode in your account. Monstra may read paper trading account data and prepare preview-first sync or rebalance actions for your review.

Market data, signals, and account information may be delayed, stale, incomplete, inaccurate, or unavailable. Service interruptions, data provider issues, and third-party outages can affect what you see in the product and when you see it.

Premium subscriptions and currency purchases may be processed through Stripe, Apple In-App Purchase, or other supported payment providers, depending on your platform and purchase method. Subscription state is managed through RevenueCat. Premium subscriptions renew automatically on the billing cadence shown at checkout until canceled.

If you purchased through Apple In-App Purchase, your subscription is billed, renewed, and managed by Apple. To cancel, manage your subscription in your Apple ID account settings. Apple's billing, renewal, cancellation, and refund policies apply to those purchases.

If you purchased through the Monstra website, you can cancel before renewal through the Stripe billing portal made available in Monstra. Cancellation stops future renewals and does not retroactively undo access already provided for the current paid period.

Unless a refund is required by law, expressly offered by Monstra, or provided by Apple under Apple's applicable policies, subscription charges and currency purchases are generally non-refundable once processed.

You may not use Monstra to abuse the platform, interfere with service availability, bypass limits, scrape restricted data, misuse another user's account, or violate applicable law.

Monstra and its software, branding, product copy, official bot materials, and platform content remain the property of Monstra or its licensors. Your use of the service does not transfer ownership of that intellectual property.

Users may create, publish, and subscribe to creator-made bots or related strategy content. Creators are responsible for the material they publish, including its accuracy, legality, and suitability.

Monstra may review, limit, remove, or disable creator content that violates product rules, creates abuse risk, or harms the platform experience.

MonstraBytes, AurumBytes, and Creo are internal platform credits. They have no cash value and cannot be withdrawn, sold, transferred outside Monstra, redeemed for money, or exchanged for cash. They are not investments, securities, financial assets, stored value products, gift cards, or cash equivalents.

AurumBytes can be purchased for $7 each, but purchased or earned AurumBytes are not redeemable for $7 or any other cash amount.

Monstra does not currently offer creator cash payouts. Creator rewards are internal platform credits only. When a user spends an eligible AurumByte on a user-created bot, the bot creator may receive 2 AurumBytes as an internal platform creator reward.

Referral bonuses are internal platform credits only and are not cash payments. When a valid referred user joins, the referrer and referred user may each receive 10 MonstraBytes as a one-time internal platform credit bonus.

Users may convert 1 AurumByte into 50 Creo inside Monstra. This conversion is one-way and does not create cash value.

Monstra may deny, reverse, limit, or revoke rewards in cases of abuse, duplicate accounts, self-referral, fraud, suspicious activity, technical error, or violation of Monstra's terms.

Monstra relies on third-party services including Stripe and Apple In-App Purchase for billing, RevenueCat for subscription management, Clerk for authentication, and Alpaca for supported brokerage connectivity. Those services operate under their own terms, privacy practices, uptime constraints, and operational rules.

Monstra is not responsible for third-party outages, policy changes, payment failures, account restrictions, or brokerage-side execution behavior outside Monstra's direct control.

All investing and trading activity involves market risk, including the possible loss of value. Past simulated or historical performance does not guarantee future results, and Monstra does not guarantee returns, profits, execution quality, or strategy outcomes.

To the fullest extent permitted by law, Monstra is not liable for indirect, incidental, special, consequential, or exemplary damages arising from your use of the service, including losses tied to trading decisions, stale data, downtime, or third-party service failures.

You are responsible for confirming whether Monstra is appropriate for your own use case and for seeking licensed professional advice if you need legal, tax, accounting, or investment guidance.