Monstra is provided as a software platform for research, automation tooling, and user-directed portfolio experimentation. Monstra is not presented as a broker-dealer, investment adviser, fiduciary, or manager of your assets.

Bot signals, allocations, rankings, and portfolio outputs are algorithmic outputs generated from system-defined rules and available data. They are not personalized recommendations and do not account for your financial circumstances, investment objectives, tax position, or risk tolerance.

You are responsible for reviewing information presented in Monstra and for making your own decisions. You choose whether to connect a broker, which algorithms to run, which sessions to automate, and whether to continue, pause, disable, or disconnect any supported workflow.

If you connect a supported brokerage account, any live rebalance flow remains user initiated and user confirmed. Monstra does not make personalized financial decisions on your behalf.

Monstra may receive and store supported brokerage credentials in encrypted form on Monstra servers so that it can provide authorized account views, user-requested workflows, and paper automation features.

Automated execution is limited to verified paper brokerage connections. Live brokerage workflows, when available, require user review and confirmation before any live order submission attempt.

Market data, signals, and account information may be delayed, stale, incomplete, inaccurate, or unavailable. Service interruptions, data provider issues, credential failures, and third-party outages can affect what you see in the product and when you see it.

Premium subscriptions and currency purchases may be processed through Stripe, Apple In-App Purchase, or other supported payment providers, depending on your platform and purchase method. Subscription state is managed through RevenueCat. Premium subscriptions renew automatically on the billing cadence shown at checkout until canceled.

If you purchased through Apple In-App Purchase, your subscription is billed, renewed, and managed by Apple. To cancel, manage your subscription in your Apple ID account settings. Apple's billing, renewal, cancellation, and refund policies apply to those purchases.

If you purchased through the Monstra website, you can cancel before renewal through the Stripe billing portal made available in Monstra. Cancellation stops future renewals and does not retroactively undo access already provided for the current paid period.

Unless a refund is required by law, expressly offered by Monstra, or provided by Apple under Apple's applicable policies, subscription charges and currency purchases are generally non-refundable once processed.

You may not use Monstra to abuse the platform, interfere with service availability, bypass limits, scrape restricted data, misuse another user's account, or violate applicable law.

Monstra and its software, branding, product copy, official bot materials, and platform content remain the property of Monstra or its licensors. Your use of the service does not transfer ownership of that intellectual property.

Users may create, publish, and subscribe to creator-made bots or related strategy content. Creators are responsible for the material they publish, including its accuracy, legality, and suitability.

Monstra may review, limit, remove, or disable creator content that violates product rules, creates abuse risk, or harms the platform experience.

Monstra relies on third-party services including Stripe and Apple In-App Purchase for billing, RevenueCat for subscription management, Clerk for authentication, and Alpaca for supported brokerage connectivity. Those services operate under their own terms, privacy practices, uptime constraints, and operational rules.

Monstra is not responsible for third-party outages, policy changes, payment failures, account restrictions, or brokerage-side execution behavior outside Monstra's direct control.

All investing and trading activity involves market risk, including the possible loss of value. Past simulated, backtested, or historical performance does not guarantee future results, and Monstra does not guarantee returns, profits, execution quality, or strategy outcomes.

To the fullest extent permitted by law, Monstra is not liable for indirect, incidental, special, consequential, or exemplary damages arising from your use of the service, including losses tied to trading decisions, stale data, downtime, or third-party service failures.

You are responsible for confirming whether Monstra is appropriate for your own use case and for seeking licensed professional advice if you need legal, tax, accounting, or investment guidance.